iOffer connects buyers and sellers worldwide. Depending on your location, you may be ordering a product internationally.
Your Credit Card may be charged a different amount based on foreign exchange rates, foreign transaction fees and/or foreign bank processing fees.
These charges are collected by your credit card issuer, not by iOffer or our third-party sellers.
1. What is a foreign exchange rate?
A foreign exchange rate is the rate at which one currency will be exchanged for another. An exchange rate will change whenever the values of either of the two currencies change.
2. What is a foreign transaction fee?
When you use your credit card internationally your credit card issuer may add a foreign transaction fee.
Foreign transaction fees for US* card issuers. Please note that many of the issuers listed below waive foreign transaction fees on certain cards, but unless this is specifically stated, assume that the fee schedule below applies.
Issuer/Foreign Transaction Fee
Air Force Federal Credit Union/1%
Bank of America/3% (Visa/MC), 1% (American Express)
Commerce Bank/1% of transactions in USD; 2% of transactions in other currencies
Fidelity/1% (American Express) 3% (Visa)
Fifth Third Bank/3%
First National Omaha Bank/3%
Pentagon Federal Credit Union/0%
Santander Bank (formerly Sovereign)/3%
*Please note that these rates apply to US-only cards. Contact your regional credit card issuer for applicable fees.
3. What are foreign bank processing fees? In addition to the above, foreign bank processing fees may also apply. By clicking the "Complete Purchase" button during checkout, you agree and accept the terms and conditions of iOffer's User Agreement.